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The integration of internet finance and the marine industry can achieve the effect of the whole being greater than the sum of the parts. The integration of internet finance and marine industry transformation is of great significance to promote the innovation and development of the marine industry and realize the optimization and improvement of the marine industry. This paper first analyzes the current situation of internet finance and the marine industry, then studies the relationship between internet finance and the transformation and improvement of the marine industry, and finally presents the way to integrate internet finance and the marine industry.